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I am an owner who had a small hot water system under the sink in the kitchen fail (it was only 5 years old). It caused considerable damage to my place and the apartment downstairs. Strata insurance is paying for repairs to floorboards, ceilings. paintwork etc in the downstairs apartment. My place is being dealt with by my contents insurer CHU who has been prompt and professional. Interestingly the damage to my kitchen cabinets is deemed strata. My question is about Strata Insurance. In 5 weeks no progress. The process is that I speak to our Managing Agent, who speaks to the broker. The broker sent a man with an ipad who sent pictures to the assessor who speaks to the insurer. Is it normal to have a broker involved? (I have never made a claim before). He seems to have no idea of the damage and that nothing can be done till the kitchen is dealt with. Do all insurance companies work through a broker? Are they supposed to have any expertise aside from selling insurance? It seems very odd but maybe this is how these things are done?
What can we do to prevent this happening? Its completely unreasonable. Only a handful of people in my block currently have my number and it is extraordinary (and at times unbelievable) the calls I get at unreasonable times-never has it been an emergency. This is as you say, a step too far for many of us.
16/12/2021 at 5:45 pm in reply to: Annual Fire Inspection finds new problems where none existed before #60574I wonder how effective the law/suggestion to strata managers and fire safety companies would be that the “finder of problems” cannot be the “fixer of problems found”.
That does sound good but as Jimmy T says they would probably find a way around it. I know the laws around Fire compliance are essential but it just seems it depends who does the report as to what is highlighted.
Maybe a form with the key items listed that is reported on year by year (the same form) no matter which company does the inspection. If the rules are clear for compliance it should not be a problem.
13/12/2021 at 1:19 pm in reply to: Annual Fire Inspection finds new problems where none existed before #60487Thank you Quirky. Is there a body that oversees the Fire Regulation in strata? The company says ‘the rules have changed’ so I can ask them for a copy of those changes and see if they are willing to provide them.
Unfortunately I don’t think a ramp will work. The owner has now been told the paths are at his expense as is the by law. No response yet. The owner calls the person a tenant but she is a family member.
Thank you Scotlandx, I made managed to get onto Fair Trading and as you suggested we can say no but that could end up in the tribunal. It seems it is at their expense as is the bylaw that needs to be put in place to allow the changes to common property. Thanks fro your response.
We are an old building-nearly 60 years old. We had good solid doors but were told they were not fire compliant for a number of reasons so reluctantly got 27 new doors fitted in July 2018 from a well known company. They were signed off as ‘compliant’. We just had our annual inspection (by the same company) and the report says 12 out of the 27 are not compliant citing excessive gaps, hinge adjustment, etc for a cost of $3697.65. Surely this makes a joke out of the regulations if every 18 months adjustments need to be made? What do we do?
Thanks-this seems complicated. The Mildred valve is new to me-certainly will look into that.
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