I think that insurance is a very personal choice. Of course the whole point of insurance is to prevent against unexpected situations which is why we make our customers take out content insurance when they put things in storage units with us. I think some renovation contractors will have their own form of coverage sometime too so best to check with the guy who is going to do work for you.
Cameron – would you mind explaining why Mel, Edward, and you continually dredge-up old posts and mostly contribute irrelevancies? Because it seems to me that your sole collective reason is to sneak-in a plug for your common business activity! Whale.