Common Property Concrete Cancer in a LOT – Who pays for Lot Owner costs?

Last 3 months the OC investigated my main bedroom to assess that their is concrete cancer but the Strata Insurer won’t pay because it is a defect, hence, is excluded from the policy.

The OC has costed the remediation but has not accounted for damages to furniture, fittings and temporary accommodation, which I understand would be covered if the Strata Insurer covered the remediation.

My personal contents insurer also won’t cover my contents or temporary accommodation because it is a defect, hence, it falls on the OC’s responsibility.

The OC will only pay for the remediation as per the engineers report (which doesn’t include any damages and temporary accomodation costs).

The Strata Manager has sent me a request to advise that I need to provide a date ASAP to move out for 12 weeks and have also advised it could be longer if when they begin the works they find a bigger problem.

NCAT can’t make a ruling on this as it is outside the Act but the OC are seeking mediation/adjudication to “evict” me from my home to carry out the works.

I am a pensioner and I can’t afford to move out let alone face the costs of replacing all the furniture and fittings, which the engineers advised need to be damaged in the process (mainly built-ins, carpets, paint and removal/re-installation of blinds).

What is the OC’s vs my legal obligation and where to next? I can’t afford the costs of going to court.